Separation Benefits Calculator

Estimate severance pay, FSPS annuity scenarios, and health insurance options when leaving the Foreign Service — whether by choice, retirement, or involuntary separation.

Disclaimer: This calculator provides separation benefit estimates based on publicly available information and should be used for planning purposes only. Actual benefits may vary based on individual circumstances, policy changes, and other factors. Please consult with HR or a benefits counselor for official calculations and guidance.

Personal Information

Grade Level

Step

Current Age

Years of Service

Or use SCD below

VERA & TERA (if offered)

VERA & TERA have been offered

Advanced (Optional)

Service Computation Date

If provided, overrides Years of Service

Sick Leave Balance (hours)

Added to creditable service for immediate/TERA retirement

Annual Leave Balance (hours)

Paid as lump sum at separation

High-Three Salary (Optional)

Enter your three highest consecutive years of base pay including locality. If omitted, your current salary with DC locality is used.

Year 1 Salary

Year 2 Salary

Year 3 Salary

Health Insurance (Optional)

Health Insurance Plan

Enrollment Type

Home State of Record

Used to estimate ACA marketplace rates

Fill in your grade, step, age, and years of service, then click Calculate Benefits to see your separation estimates.